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#waiting periods

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Credit Cards & Bonuses

Credit Card Application Rules That Restrict Your Rewards Strategy

agosto 7, 2026

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EDITORIAL STANDARDS & DISCLOSURE Auricmoth is an independent publication covering travel rewards, loyalty programmes and travel credit cards. We are not a bank, an airline, a hotel group or a broker, and we are not affiliated with the issuers or programmes we write about. Brand names and programme marks belong to their owners and are used editorially. Bonus sizes, annual fees, award rates and programme rules change frequently and vary by applicant and by region. Everything here reflects the terms available at the time of publication — always confirm the current offer and the full terms on the issuer's or programme's own site before applying or booking. Nothing here is financial advice or an offer of credit, and approval decisions belong to the issuer. We do not require payment or subscription to read our content, and we never ask for card numbers or account credentials. Sponsored content, when it exists, is labelled.